102 N Superior StTower HillIL62571
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 102 N Superior St, Tower Hill, IL, 62571 in Tower Hill worth modelling. At $105,000 with a 9.31% gross yield, the $815/mo rent leaves $87/mo after the $472/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.73 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $29,010 by year five; $967/yr in principal reduction adds further equity. Total projected return: $45,771.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.0% |
| Monthly Cash Flow | $87 | $150 |
City averages based on Tower Hill market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $815 |
| Total Monthly Debt Service | $687 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2021
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62571, Tower Hill, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 595 (100%) |
| Owner Occupied HU | 472 (79.3%) |
| Renter Occupied HU | 59 ( 9.9%) |
| Vacant Housing Units | 64 (10.8%) |
| Median Home Value | $150,000 |
| Average Home Value | $194,190 |
Housing Distribution
Address Breakdown
Residential
468
Single Family
468
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2021
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62571, Tower Hill, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 595 (100%) |
| Owner Occupied HU | 472 (79.3%) |
| Renter Occupied HU | 59 ( 9.9%) |
| Vacant Housing Units | 64 (10.8%) |
| Median Home Value | $150,000 |
| Average Home Value | $194,190 |
Housing Distribution
Address Breakdown
Residential
468
Single Family
468
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brandon Peteroccelli • Haldon Burgener Auction & Realty
Mls Name: CIBR
Mls Provider:
Mls ID: #6250804
Disclaimer: Copyright Central Illinois Board of REALTORS (CIBR). All rights reserved. Information is deemed reliable but not guaranteed.