102 Ferguson StJerseyvilleIL62052
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Jerseyville at 102 Ferguson St, Jerseyville, IL, 62052 offers $1,267/mo rent that, after a $783/mo payment, leaves $157/mo cash flow. Total monthly income is $1,267/mo, and annual cash flow is $1,888/yr on $53,040 cash. Return on cash invested measures 23.47% in year one, and rental yield stands at 9.5% at a $160,000 entry. Equity gained on principal adds $1,032/yr while 5% annual appreciation compounds into $44,205 by year five. Five-year ROI records 122.97% and total cumulative return in cash reaches $65,222. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,267/mo property income versus a $783/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1956
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62052, Jerseyville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,592 (100%) |
| Owner Occupied HU | 3,763 (67.3%) |
| Renter Occupied HU | 1,346 (24.1%) |
| Vacant Housing Units | 483 ( 8.6%) |
| Median Home Value | $183,858 |
| Average Home Value | $229,316 |
Housing Distribution
Address Breakdown
Residential
5,385
Single Family
5,192
Multi-Family
193
Businesses
420
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Listed by: Carrie S Stone • Berkshire Hathaway HomeServices Select Properties
Mls Name: MARIS
Mls ID: #25081246