102 E Oak StDouglassKS67039
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 102 E Oak St, Douglass, KS, 67039 in Douglass is narrow, $62/mo net on $1,459/mo rent after the $944/mo debt service, but the property operates at break-even-plus, not a loss. At $210,000 with a 8.34% yield, the long-run equity case via 5% appreciation ($58,019 over five years) and $1,934/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.55 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $84,067.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 8.0% |
| Monthly Cash Flow | $62 | $350 |
City averages based on Douglass market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,459 |
| Total Monthly Debt Service | $1,314 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1918
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67039, Douglass, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,344 (100%) |
| Owner Occupied HU | 968 (72.0%) |
| Renter Occupied HU | 253 (18.8%) |
| Vacant Housing Units | 123 ( 9.2%) |
| Median Home Value | $236,806 |
| Average Home Value | $274,176 |
Housing Distribution
Address Breakdown
Residential
1,074
Single Family
1,058
Multi-Family
16
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1918
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67039, Douglass, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,344 (100%) |
| Owner Occupied HU | 968 (72.0%) |
| Renter Occupied HU | 253 (18.8%) |
| Vacant Housing Units | 123 ( 9.2%) |
| Median Home Value | $236,806 |
| Average Home Value | $274,176 |
Housing Distribution
Address Breakdown
Residential
1,074
Single Family
1,058
Multi-Family
16
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices