102 E Edison AveWilliamsAZ86046
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 102 E Edison Ave, Williams, AZ, 86046 in Williams at $299,999 earns $1,818/mo in rent and nets $45/mo after the $1,349/mo payment, a 7.27% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $82,884 over five years. Ziffy Mortgage underwrites this on a 1.35 DSCR without U.S. credit history. With $2,763/yr in principal paydown, total projected return reaches $116,260.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 8.0% |
| Monthly Cash Flow | $45 | $300 |
City averages based on Williams market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,818 |
| Total Monthly Debt Service | $1,654 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86046, Williams, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,203 (100%) |
| Owner Occupied HU | 2,695 (51.8%) |
| Renter Occupied HU | 821 (15.8%) |
| Vacant Housing Units | 1,687 (32.4%) |
| Median Home Value | $370,189 |
| Average Home Value | $469,475 |
Housing Distribution
Address Breakdown
Residential
3,339
Single Family
2,559
Multi-Family
780
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86046, Williams, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,203 (100%) |
| Owner Occupied HU | 2,695 (51.8%) |
| Renter Occupied HU | 821 (15.8%) |
| Vacant Housing Units | 1,687 (32.4%) |
| Median Home Value | $370,189 |
| Average Home Value | $469,475 |
Housing Distribution
Address Breakdown
Residential
3,339
Single Family
2,559
Multi-Family
780
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices