102 Cambridge Trl APT 225Sun City CenterFL33573
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 102 Cambridge Trl APT 225, Sun City Center, FL, 33573 in Sun City Center achieves 1.81, rent of $1,041/mo covers the $576/mo payment 1.5x over at $128,000. Rental yield 9.76%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $35,364 over five years, with $1,179/yr in principal reduction bringing total projected return to $20,696.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.0% |
| Monthly Cash Flow | $(482) | $1,500 |
City averages based on Sun City Center market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,041 |
| Total Monthly Debt Service | $1,472 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
884 sqft lot
$N/A/sqft
$644 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33573, Sun City Center, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,732 (100%) |
| Owner Occupied HU | 14,125 (71.6%) |
| Renter Occupied HU | 3,322 (16.8%) |
| Vacant Housing Units | 2,285 (11.6%) |
| Median Home Value | $359,854 |
| Average Home Value | $400,076 |
Housing Distribution
Address Breakdown
Residential
19,129
Single Family
16,660
Multi-Family
2,469
Businesses
322
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
884 sqft lot
$N/A/sqft
$644 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33573, Sun City Center, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,732 (100%) |
| Owner Occupied HU | 14,125 (71.6%) |
| Renter Occupied HU | 3,322 (16.8%) |
| Vacant Housing Units | 2,285 (11.6%) |
| Median Home Value | $359,854 |
| Average Home Value | $400,076 |
Housing Distribution
Address Breakdown
Residential
19,129
Single Family
16,660
Multi-Family
2,469
Businesses
322
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jacqueline Pope • CENTURY 21 BEGGINS ENTERPRISES
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #TB8339796
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