102 5th St SEAlicevilleAL35442
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $275,000, 102 5th St SE, Aliceville, AL, 35442 in Aliceville generates $1,682/mo in rent (7.34% yield) but nets only $130/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.36) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $75,977. Total projected return: $111,963.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 8.0% |
| Monthly Cash Flow | $130 | $1,000 |
City averages based on Aliceville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,682 |
| Total Monthly Debt Service | $1,443 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35442, Aliceville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,285 (100%) |
| Owner Occupied HU | 1,344 (58.8%) |
| Renter Occupied HU | 529 (23.2%) |
| Vacant Housing Units | 412 (18.0%) |
| Median Home Value | $131,604 |
| Average Home Value | $225,638 |
Housing Distribution
Address Breakdown
Residential
2,055
Single Family
2,055
Multi-Family
0
Businesses
193
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35442, Aliceville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,285 (100%) |
| Owner Occupied HU | 1,344 (58.8%) |
| Renter Occupied HU | 529 (23.2%) |
| Vacant Housing Units | 412 (18.0%) |
| Median Home Value | $131,604 |
| Average Home Value | $225,638 |
Housing Distribution
Address Breakdown
Residential
2,055
Single Family
2,055
Multi-Family
0
Businesses
193
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Reed Marine • Mossy Oak Properties Logan Land Co.-Greene Co.
Mls Name: REALSTACK
Mls ID: #25434