1019 Saint Catherine AveChristmasFL32709
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 1019 Saint Catherine Ave, Christmas, FL, 32709 in Christmas: $1,976/mo in rent, $968/mo net, 15.81% gross yield, all on a $150,000 acquisition. The 2.93 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $41,442 in value, and $1,382/yr in principal paydown steadily builds equity. Projected total cumulative return: $119,540.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.8% | 7.2% |
| Monthly Cash Flow | $968 | $1,500 |
City averages based on Christmas market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,976 |
| Total Monthly Debt Service | $949 |
| DSCR Ratio | 2.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1980
0.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32709, Christmas, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,304 (100%) |
| Owner Occupied HU | 1,000 (76.7%) |
| Renter Occupied HU | 136 (10.4%) |
| Vacant Housing Units | 168 (12.9%) |
| Median Home Value | $613,008 |
| Average Home Value | $661,090 |
Housing Distribution
Address Breakdown
Residential
950
Single Family
947
Multi-Family
3
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1980
0.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32709, Christmas, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,304 (100%) |
| Owner Occupied HU | 1,000 (76.7%) |
| Renter Occupied HU | 136 (10.4%) |
| Vacant Housing Units | 168 (12.9%) |
| Median Home Value | $613,008 |
| Average Home Value | $661,090 |
Housing Distribution
Address Breakdown
Residential
950
Single Family
947
Multi-Family
3
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Maru Reyes • WEICHERT REALTORS HALLMARK PROPERTIES
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #O6304464
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website. Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511