1019 Charles StSaint JosephMO64501








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Joseph at 1019 Charles St, Saint Joseph, MO, 64501 uses $61,294 cash to close to unlock $5,262/yr annual cash flow and $438/mo monthly cash flow. Total monthly income runs $1,590/mo, and a $905/mo payment keeps the spread at $438/mo. Purchase price stands at $184,900, and rental yield measures 10.32% with $1,590/mo rent. Return on cash invested shows 28.49% in year one, and 5% annual appreciation builds toward $51,084 over five years. Five-year ROI reaches 148.98% and total cumulative return in cash records $91,315. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,590/mo property income covering a $905/mo payment rather than investor’s personal income.
Single Family
Built in 1865
7,841 sqft lot
$N/A/sqft
No HOA
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Nearby investment properties with comparable prices



Listed by: Alison HORN • The Horn's Realty LLC
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2574904








