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Get DSCR Rental Loan Rate Quote
$260,000
2 bds•2 ba•1536sqft

101815 Sea Breeze Dr,Mecca,CA,92254

11.43%
Gross Yield
31.76%
ROI
$2,477/m
Est. Rent
$0
Total Investment
$0
Down Payment
$0
Closing Costs
Gallery⭐   Investment VerdictCalculatorComps and Overview

INVESTMENT ANALYSIS

Investment Verdict

Strong Cash Flow

Few Mecca rentals match the income profile of 101815 Sea Breeze Dr, Mecca, CA, 92254. Listed at $260,000, gross rent is $2,477/mo and net cash flow is $868/mo, a 11.43% yield well above national averages. DSCR 2.01 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $71,833 by year five with $2,180/yr in annual principal reduction, projecting $149,596 in total cumulative return.

This PropertyCity Avg
Gross Rental Yield11.4%8.0%
Monthly Cash Flow$868$1,500

City averages based on Mecca market data in our database. Property projections are estimates.

DSCR Rental Loan Qualification

1.58× DSCR
✓ Comfortably qualifies

Qualifies using the property's rental income, not your personal income.

  • ✓No W-2, pay stubs, or tax returns needed
  • ✓Rental income qualifies you
  • ✓Built for real estate investors
Monthly Rental Income$2,477
Total Monthly Debt Service$1,568
DSCR Ratio1.58x

Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →

Get Pre-Approved

Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.

Manufactured

Built in 1990

1.07 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 92254, Mecca, CA area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)3,086 (100%)
Owner Occupied HU1,576 (51.1%)
Renter Occupied HU1,347 (43.6%)
Vacant Housing Units163 ( 5.3%)
Median Home Value$178,916
Average Home Value$257,486

Housing Distribution

Address Breakdown

Residential

2,127

Single Family

1,954

Multi-Family

173

Businesses

53

Loan officer
Loan officer
Loan officer
Powered by
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NMLS #2625701
Get Pre-Approved

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AI

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
AI
ZiffyAI
Explore more listings using simple english

Nearby investment properties with comparable rents

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  • 1122 sft
2319 Shore Ave, Thermal, CA, 92274
2326 Corvair St
Fixer-Upper+ 1 more
$ 275,000
ROI
25.3%
Rent
$2,124 / mo
  • 3 Bed
  • 3 Bath
  • 1822 sft
2326 Corvair St, Thermal, CA, 92274
336 Sea View Dr #D227
Recently listed
$ 229,900
ROI
30.7%
Rent
$2,124 / mo
  • 3 Bed
  • 2 Bath
  • 1231 sft
336 Sea View Dr #D227, Thermal, CA, 92274
336 Sea View Dr #240
Recently listed
$ 229,900
ROI
30.7%
Rent
$2,124 / mo
  • 3 Bed
  • 2 Bath
  • 1512 sft
336 Sea View Dr #240, Thermal, CA, 92274

Nearby investment properties with comparable prices

2912 Cerritos Ct
$ 229,000
ROI
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Gross Rent Yield
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  • 3 Bed
  • 2 Bath
  • 1288 sft
2912 Cerritos Ct, Thermal, CA, 92274
336 Sea View Dr #D227
Recently listed
$ 229,900
ROI
30.7%
Cash Flow/m
$702
  • 3 Bed
  • 2 Bath
  • 1231 sft
336 Sea View Dr #D227, Thermal, CA, 92274
336 Sea View Dr #D237
Recently listed
$ 229,900
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Cash Flow/m
$138
  • 4 Bed
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  • 1645 sft
336 Sea View Dr #D237, Thermal, CA, 92274
336 Sea View Dr #240
Recently listed
$ 229,900
ROI
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Cash Flow/m
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  • 3 Bed
  • 2 Bath
  • 1512 sft
336 Sea View Dr #240, Thermal, CA, 92274
Loan officer
Loan officer
Loan officer
Powered by
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NMLS #2625701
Get Pre-Approved

Listed by: Daisy Falomir • Simple Sales Agent Corp. 

Mls Name: CRMLS

Mls ID: #219131223DA

California•Mecca•101815 Sea Breeze Dr
AI
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Home loan lending products are offered by HomeAbroad Loans LLC DBA Ziffy Mortgage, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC DBA Ziffy Mortgage is a licensed mortgage company. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.

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Price: $300K - 500K
Monthly Cash Flow: $1 - $3k+
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Manufactured

Built in 1990

1.07 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 92254, Mecca, CA area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)3,086 (100%)
Owner Occupied HU1,576 (51.1%)
Renter Occupied HU1,347 (43.6%)
Vacant Housing Units163 ( 5.3%)
Median Home Value$178,916
Average Home Value$257,486

Housing Distribution

Address Breakdown

Residential

2,127

Single Family

1,954

Multi-Family

173

Businesses

53