101815 Sea Breeze DrMeccaCA92254
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Mecca rentals match the income profile of 101815 Sea Breeze Dr, Mecca, CA, 92254. Listed at $260,000, gross rent is $2,477/mo and net cash flow is $868/mo, a 11.43% yield well above national averages. DSCR 2.12 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $71,833 by year five with $2,395/yr in annual principal reduction, projecting $154,521 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 8.0% |
| Monthly Cash Flow | $868 | $1,500 |
City averages based on Mecca market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,477 |
| Total Monthly Debt Service | $1,505 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1990
1.07 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92254, Mecca, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,086 (100%) |
| Owner Occupied HU | 1,576 (51.1%) |
| Renter Occupied HU | 1,347 (43.6%) |
| Vacant Housing Units | 163 ( 5.3%) |
| Median Home Value | $178,916 |
| Average Home Value | $257,486 |
Housing Distribution
Address Breakdown
Residential
2,127
Single Family
1,954
Multi-Family
173
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1990
1.07 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92254, Mecca, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,086 (100%) |
| Owner Occupied HU | 1,576 (51.1%) |
| Renter Occupied HU | 1,347 (43.6%) |
| Vacant Housing Units | 163 ( 5.3%) |
| Median Home Value | $178,916 |
| Average Home Value | $257,486 |
Housing Distribution
Address Breakdown
Residential
2,127
Single Family
1,954
Multi-Family
173
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Daisy Falomir • Simple Sales Agent Corp.
Mls Name: CRMLS
Mls ID: #219131223DA