1018 Chess StMonongahelaPA15063
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1018 Chess St, Monongahela, PA, 15063 in Monongahela is a solid income-producing rental, 9.64% gross yield, $1,237/mo rent, $228/mo net cash flow on a $154,000 buy. DSCR 1.79 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $42,547 and $1,418/yr in principal reduction project a total cumulative return of $73,334.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $228 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,237 |
| Total Monthly Debt Service | $948 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15063, Monongahela, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,439 (100%) |
| Owner Occupied HU | 3,869 (71.1%) |
| Renter Occupied HU | 1,078 (19.8%) |
| Vacant Housing Units | 492 ( 9.0%) |
| Median Home Value | $209,220 |
| Average Home Value | $256,680 |
Housing Distribution
Address Breakdown
Residential
5,003
Single Family
4,840
Multi-Family
163
Businesses
319
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15063, Monongahela, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,439 (100%) |
| Owner Occupied HU | 3,869 (71.1%) |
| Renter Occupied HU | 1,078 (19.8%) |
| Vacant Housing Units | 492 ( 9.0%) |
| Median Home Value | $209,220 |
| Average Home Value | $256,680 |
Housing Distribution
Address Breakdown
Residential
5,003
Single Family
4,840
Multi-Family
163
Businesses
319
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mandy Keene • COMPASS PENNSYLVANIA, LLC
Mls Name: WPMLS
Mls Provider:
Mls ID: #1721682
Disclaimer: Listing information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.