10175 Autumnview LnSan DiegoCA92126
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 10175 Autumnview Ln, San Diego, CA, 92126 in San Diego is capital appreciation. Rental yield 4.08%. The 4.08% gross yield at $1,299,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $358,890 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.76) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $259,722.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 4.8% |
| Monthly Cash Flow | $(3,619) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,417 |
| Total Monthly Debt Service | $7,519 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
5,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92126, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,181 (100%) |
| Owner Occupied HU | 14,103 (51.9%) |
| Renter Occupied HU | 12,174 (44.8%) |
| Vacant Housing Units | 904 ( 3.3%) |
| Median Home Value | $865,575 |
| Average Home Value | $948,704 |
Housing Distribution
Address Breakdown
Residential
26,625
Single Family
20,637
Multi-Family
5,988
Businesses
1,972
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
5,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92126, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,181 (100%) |
| Owner Occupied HU | 14,103 (51.9%) |
| Renter Occupied HU | 12,174 (44.8%) |
| Vacant Housing Units | 904 ( 3.3%) |
| Median Home Value | $865,575 |
| Average Home Value | $948,704 |
Housing Distribution
Address Breakdown
Residential
26,625
Single Family
20,637
Multi-Family
5,988
Businesses
1,972
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nadia Colucci • North Compass Realty
Mls Name: CRMLS
Mls ID: #NDP2600709