1017 S 5th AveSaffordAZ85546
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $375,000, 1017 S 5th Ave, Safford, AZ, 85546 in Safford generates $2,315/mo in rent (7.41% yield) but nets only $98/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.37) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $103,606. Total projected return: $148,100.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 8.0% |
| Monthly Cash Flow | $98 | $250 |
City averages based on Safford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,315 |
| Total Monthly Debt Service | $2,067 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85546, Safford, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,183 (100%) |
| Owner Occupied HU | 5,534 (67.6%) |
| Renter Occupied HU | 1,785 (21.8%) |
| Vacant Housing Units | 864 (10.6%) |
| Median Home Value | $234,946 |
| Average Home Value | $252,509 |
Housing Distribution
Address Breakdown
Residential
6,762
Single Family
6,190
Multi-Family
572
Businesses
443
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85546, Safford, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,183 (100%) |
| Owner Occupied HU | 5,534 (67.6%) |
| Renter Occupied HU | 1,785 (21.8%) |
| Vacant Housing Units | 864 (10.6%) |
| Median Home Value | $234,946 |
| Average Home Value | $252,509 |
Housing Distribution
Address Breakdown
Residential
6,762
Single Family
6,190
Multi-Family
572
Businesses
443
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices