1016 Whites Mill RdValleyAL36854








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Valley at 1016 Whites Mill Rd, Valley, AL, 36854 with 5% annual appreciation on a $110,000 basis while $884/mo rent supports operations. Total monthly income totals $884/mo and a $538/mo payment preserves $256/mo for cash returns. Annual cash flow comes to $3,077/yr on $36,465 deployed, and return on cash invested reaches 28.35% in year one. Equity gained on principal adds $710/yr, and five-year appreciation sums $30,391 alongside rental yield of 9.64%. Five-year ROI measures 147.53% and total cumulative return in cash totals $53,796.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $884/mo property income versus a $538/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1940
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36854, Valley, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,708 (100%) |
| Owner Occupied HU | 4,470 (58.0%) |
| Renter Occupied HU | 2,275 (29.5%) |
| Vacant Housing Units | 963 (12.5%) |
| Median Home Value | $173,164 |
| Average Home Value | $216,190 |
Housing Distribution
Address Breakdown
Residential
7,192
Single Family
6,150
Multi-Family
1,042
Businesses
393
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Listed by: VIANNA DOOLEY • EXIT REALTY ANCHOR SOUTH
Mls Name: LCMLS
Mls ID: #169762
Disclaimer: The data relating to real estate for sale on this web-site comes in part from the Internet Data Exchange Program of Lee County Association of REALTORS. Information is deemed reliable but is not guaranteed.





