1016 M StAuroraNE68818
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.52% gross rental yield, 1016 M St, Aurora, NE, 68818 in Aurora is priced for capital growth, not immediate cash flow. The $295,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $81,503 by year five, with $2,717/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.02) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $71,694.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.2% |
| Monthly Cash Flow | $(635) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,357 |
| Total Monthly Debt Service | $1,875 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68818, Aurora, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,453 (100%) |
| Owner Occupied HU | 1,690 (68.9%) |
| Renter Occupied HU | 557 (22.7%) |
| Vacant Housing Units | 206 ( 8.4%) |
| Median Home Value | $243,864 |
| Average Home Value | $270,186 |
Housing Distribution
Address Breakdown
Residential
2,371
Single Family
2,297
Multi-Family
74
Businesses
287
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68818, Aurora, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,453 (100%) |
| Owner Occupied HU | 1,690 (68.9%) |
| Renter Occupied HU | 557 (22.7%) |
| Vacant Housing Units | 206 ( 8.4%) |
| Median Home Value | $243,864 |
| Average Home Value | $270,186 |
Housing Distribution
Address Breakdown
Residential
2,371
Single Family
2,297
Multi-Family
74
Businesses
287
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices