1016 Ehoeho Ave APT 208WahiawaHI96786
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 1016 Ehoeho Ave APT 208, Wahiawa, HI, 96786 in Wahiawa at $275,000 earns $2,376/mo in rent and nets $187/mo after the $1,237/mo payment, a 9.5% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $75,977 over five years. Ziffy Mortgage underwrites this on a 1.92 DSCR without U.S. credit history. With $2,533/yr in principal paydown, total projected return reaches $126,915.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.5% |
| Monthly Cash Flow | $187 | $1,500 |
City averages based on Wahiawa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,376 |
| Total Monthly Debt Service | $1,938 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1974
N/A lot
$N/A/sqft
$467 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96786, Wahiawa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,292 (100%) |
| Owner Occupied HU | 3,762 (28.3%) |
| Renter Occupied HU | 8,152 (61.3%) |
| Vacant Housing Units | 1,378 (10.4%) |
| Median Home Value | $886,636 |
| Average Home Value | $940,194 |
Housing Distribution
Address Breakdown
Residential
12,063
Single Family
10,649
Multi-Family
1,414
Businesses
613
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1974
N/A lot
$N/A/sqft
$467 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96786, Wahiawa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,292 (100%) |
| Owner Occupied HU | 3,762 (28.3%) |
| Renter Occupied HU | 8,152 (61.3%) |
| Vacant Housing Units | 1,378 (10.4%) |
| Median Home Value | $886,636 |
| Average Home Value | $940,194 |
Housing Distribution
Address Breakdown
Residential
12,063
Single Family
10,649
Multi-Family
1,414
Businesses
613
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Adrienne W Lally • Keller Williams Honolulu
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202513853
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-06-25 10:43:48 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd