1015 Casa Verde Real DriveSan LuisCO81152
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 1015 Casa Verde Real Drive, San Luis, CO, 81152 in San Luis at $101,000 earns $760/mo in rent and nets $171/mo after the $454/mo payment, a 9.03% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $27,904 over five years. Ziffy Mortgage underwrites this on a 1.67 DSCR without U.S. credit history. With $930/yr in principal paydown, total projected return reaches $49,198.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $171 | $300 |
City averages based on San Luis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $760 |
| Total Monthly Debt Service | $548 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1923
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81152, San Luis, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,004 (100%) |
| Owner Occupied HU | 533 (53.1%) |
| Renter Occupied HU | 198 (19.7%) |
| Vacant Housing Units | 273 (27.2%) |
| Median Home Value | $169,551 |
| Average Home Value | $246,280 |
Housing Distribution
Address Breakdown
Residential
278
Single Family
278
Multi-Family
0
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1923
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81152, San Luis, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,004 (100%) |
| Owner Occupied HU | 533 (53.1%) |
| Renter Occupied HU | 198 (19.7%) |
| Vacant Housing Units | 273 (27.2%) |
| Median Home Value | $169,551 |
| Average Home Value | $246,280 |
Housing Distribution
Address Breakdown
Residential
278
Single Family
278
Multi-Family
0
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices