10141 Tracy LnDelhiCA95315
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 10141 Tracy Ln, Delhi, CA, 95315 in Delhi delivers $2,813/mo in gross rent and $462/mo in net monthly income at a $380,000 entry. The 8.88% yield and 1.65 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $104,987 over five years and $3,500/yr in equity from loan paydown, total projected return is $173,850.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.0% |
| Monthly Cash Flow | $462 | $300 |
City averages based on Delhi market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,813 |
| Total Monthly Debt Service | $2,200 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
5,999 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95315, Delhi, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,499 (100%) |
| Owner Occupied HU | 2,287 (65.4%) |
| Renter Occupied HU | 1,137 (32.5%) |
| Vacant Housing Units | 75 ( 2.1%) |
| Median Home Value | $395,684 |
| Average Home Value | $461,940 |
Housing Distribution
Address Breakdown
Residential
3,336
Single Family
3,270
Multi-Family
66
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
5,999 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95315, Delhi, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,499 (100%) |
| Owner Occupied HU | 2,287 (65.4%) |
| Renter Occupied HU | 1,137 (32.5%) |
| Vacant Housing Units | 75 ( 2.1%) |
| Median Home Value | $395,684 |
| Average Home Value | $461,940 |
Housing Distribution
Address Breakdown
Residential
3,336
Single Family
3,270
Multi-Family
66
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #MC26164289