1014 Dogwood LnKingston SpringsTN37082
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 1014 Dogwood Ln, Kingston Springs, TN, 37082 in Kingston Springs. At $265,000 it earns $1,835/mo in rent and distributes $249/mo to the owner after the $1,192/mo payment, a consistent 8.31% yield. DSCR 1.54 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $73,215 in value; $2,441/yr in principal paydown compounds ownership stake. Total projected return: $116,239.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $249 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,835 |
| Total Monthly Debt Service | $1,481 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1989
1.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37082, Kingston Springs, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,669 (100%) |
| Owner Occupied HU | 2,229 (83.5%) |
| Renter Occupied HU | 281 (10.5%) |
| Vacant Housing Units | 159 ( 6.0%) |
| Median Home Value | $378,347 |
| Average Home Value | $441,378 |
Housing Distribution
Address Breakdown
Residential
2,485
Single Family
2,471
Multi-Family
14
Businesses
166
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1989
1.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37082, Kingston Springs, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,669 (100%) |
| Owner Occupied HU | 2,229 (83.5%) |
| Renter Occupied HU | 281 (10.5%) |
| Vacant Housing Units | 159 ( 6.0%) |
| Median Home Value | $378,347 |
| Average Home Value | $441,378 |
Housing Distribution
Address Breakdown
Residential
2,485
Single Family
2,471
Multi-Family
14
Businesses
166
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: TIFFANY SANDERS • Benchmark Realty, LLC
Mls Name: RealTracs MLS as distributed by MLS GRID
Mls ID: #3000638