1013 Sumter AveRosedaleMD21237
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1013 Sumter Ave, Rosedale, MD, 21237 in Rosedale. Priced at $100,000, it generates $2,237/mo in gross rent and $1,590/mo in net monthly cash flow, a 26.84% yield that comfortably supports the 4.97 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $19,084. Five-year appreciation: $27,628. Equity from principal paydown: $921/yr. Total projected cumulative return: $140,357.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 26.8% | 7.2% |
| Monthly Cash Flow | $1,590 | $450 |
City averages based on Rosedale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,237 |
| Total Monthly Debt Service | $607 |
| DSCR Ratio | 3.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1924
6,022 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21237, Rosedale, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,469 (100%) |
| Owner Occupied HU | 7,212 (57.8%) |
| Renter Occupied HU | 4,603 (36.9%) |
| Vacant Housing Units | 654 ( 5.2%) |
| Median Home Value | $332,660 |
| Average Home Value | $400,522 |
Housing Distribution
Address Breakdown
Residential
12,854
Single Family
9,375
Multi-Family
3,479
Businesses
1,120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1924
6,022 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21237, Rosedale, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,469 (100%) |
| Owner Occupied HU | 7,212 (57.8%) |
| Renter Occupied HU | 4,603 (36.9%) |
| Vacant Housing Units | 654 ( 5.2%) |
| Median Home Value | $332,660 |
| Average Home Value | $400,522 |
Housing Distribution
Address Breakdown
Residential
12,854
Single Family
9,375
Multi-Family
3,479
Businesses
1,120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices