1013 S 1st StRogersAR72756
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 1013 S 1st St, Rogers, AR, 72756 in Rogers is narrow, $77/mo net on $957/mo rent after the $787/mo debt service, but the property operates at break-even-plus, not a loss. At $175,000 with a 7.74% yield, the long-run equity case via 5% appreciation ($48,349 over five years) and $1,612/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.22 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $60,117.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.5% |
| Monthly Cash Flow | $77 | $450 |
City averages based on Rogers market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $957 |
| Total Monthly Debt Service | $982 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2023
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72756, Rogers, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,292 (100%) |
| Owner Occupied HU | 10,730 (58.7%) |
| Renter Occupied HU | 6,030 (33.0%) |
| Vacant Housing Units | 1,532 ( 8.4%) |
| Median Home Value | $324,714 |
| Average Home Value | $402,121 |
Housing Distribution
Address Breakdown
Residential
17,192
Single Family
15,580
Multi-Family
1,612
Businesses
1,605
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2023
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72756, Rogers, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,292 (100%) |
| Owner Occupied HU | 10,730 (58.7%) |
| Renter Occupied HU | 6,030 (33.0%) |
| Vacant Housing Units | 1,532 ( 8.4%) |
| Median Home Value | $324,714 |
| Average Home Value | $402,121 |
Housing Distribution
Address Breakdown
Residential
17,192
Single Family
15,580
Multi-Family
1,612
Businesses
1,605
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kailee Mathews • Vesta Boutique Realty
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1304658
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.