10125 Steele RdEdwardsvilleKS66111
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 10125 Steele Rd, Edwardsville, KS, 66111 in Edwardsville: $1,490/mo in rent, $433/mo in net income, 11.25% gross yield, 2.08 DSCR, all at $159,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $43,929 in appreciation and $1,464/yr in principal paydown projects total cumulative return of $88,451.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.5% |
| Monthly Cash Flow | $433 | $350 |
City averages based on Edwardsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,490 |
| Total Monthly Debt Service | $995 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1989
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66111, Kansas City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,852 (100%) |
| Owner Occupied HU | 2,423 (62.9%) |
| Renter Occupied HU | 1,087 (28.2%) |
| Vacant Housing Units | 342 ( 8.9%) |
| Median Home Value | $200,000 |
| Average Home Value | $208,964 |
Housing Distribution
Address Breakdown
Residential
3,672
Single Family
3,215
Multi-Family
457
Businesses
467
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1989
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66111, Kansas City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,852 (100%) |
| Owner Occupied HU | 2,423 (62.9%) |
| Renter Occupied HU | 1,087 (28.2%) |
| Vacant Housing Units | 342 ( 8.9%) |
| Median Home Value | $200,000 |
| Average Home Value | $208,964 |
Housing Distribution
Address Breakdown
Residential
3,672
Single Family
3,215
Multi-Family
457
Businesses
467
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kerri Yanes • ReeceNichols - Leawood
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2567000