10123 Sakura Dr APT ASaint LouisMO63128
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 10123 Sakura Dr APT A, Saint Louis, MO, 63128 in Saint Louis is listed at $159,900 and delivers $1,592/mo in rent and $289/mo in net monthly cash flow. The 11.95% yield and 2.21 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $44,177 over five years, and $1,473/yr in principal reduction supplements cash return. Total projected cumulative return: $99,031.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 7.8% |
| Monthly Cash Flow | $289 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,592 |
| Total Monthly Debt Service | $932 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1966
14.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63128, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,620 (100%) |
| Owner Occupied HU | 10,316 (75.7%) |
| Renter Occupied HU | 2,543 (18.7%) |
| Vacant Housing Units | 761 ( 5.6%) |
| Median Home Value | $358,974 |
| Average Home Value | $408,932 |
Housing Distribution
Address Breakdown
Residential
12,956
Single Family
10,669
Multi-Family
2,287
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1966
14.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63128, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,620 (100%) |
| Owner Occupied HU | 10,316 (75.7%) |
| Renter Occupied HU | 2,543 (18.7%) |
| Vacant Housing Units | 761 ( 5.6%) |
| Median Home Value | $358,974 |
| Average Home Value | $408,932 |
Housing Distribution
Address Breakdown
Residential
12,956
Single Family
10,669
Multi-Family
2,287
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Peter Lu • EXP Realty, LLC
Mls Name: MARIS
Mls ID: #26001655