1012 Kewen StSan FernandoCA91340
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 1012 Kewen St, San Fernando, CA, 91340 in San Fernando is capital appreciation. Rental yield 3.06%. The 3.06% gross yield at $1,100,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $303,910 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.57) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $159,563.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.1% | 5.5% |
| Monthly Cash Flow | $(4,003) | $1,200 |
City averages based on San Fernando market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,802 |
| Total Monthly Debt Service | $6,367 |
| DSCR Ratio | 0.44x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1911
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91340, San Fernando, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,246 (100%) |
| Owner Occupied HU | 5,070 (54.8%) |
| Renter Occupied HU | 3,984 (43.1%) |
| Vacant Housing Units | 192 ( 2.1%) |
| Median Home Value | $676,047 |
| Average Home Value | $754,749 |
Housing Distribution
Address Breakdown
Residential
8,317
Single Family
7,000
Multi-Family
1,317
Businesses
1,384
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1911
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91340, San Fernando, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,246 (100%) |
| Owner Occupied HU | 5,070 (54.8%) |
| Renter Occupied HU | 3,984 (43.1%) |
| Vacant Housing Units | 192 ( 2.1%) |
| Median Home Value | $676,047 |
| Average Home Value | $754,749 |
Housing Distribution
Address Breakdown
Residential
8,317
Single Family
7,000
Multi-Family
1,317
Businesses
1,384
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CSMAOR
Mls ID: #226001004