1012/1014 N 36th StFort SmithAR72904
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1012/1014 N 36th St, Fort Smith, AR, 72904 in Fort Smith. Priced at $125,000, it generates $1,306/mo in gross rent and $554/mo in net monthly cash flow, a 12.53% yield that comfortably supports the 2.32 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,650. Five-year appreciation: $34,535. Equity from principal paydown: $1,151/yr. Total projected cumulative return: $83,035.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.5% | 7.2% |
| Monthly Cash Flow | $554 | $450 |
City averages based on Fort Smith market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,306 |
| Total Monthly Debt Service | $702 |
| DSCR Ratio | 1.86x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1945
6,795 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72904, Fort Smith, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,645 (100%) |
| Owner Occupied HU | 3,930 (45.5%) |
| Renter Occupied HU | 3,867 (44.7%) |
| Vacant Housing Units | 848 ( 9.8%) |
| Median Home Value | $115,175 |
| Average Home Value | $160,632 |
Housing Distribution
Address Breakdown
Residential
8,191
Single Family
7,301
Multi-Family
890
Businesses
397
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1945
6,795 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72904, Fort Smith, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,645 (100%) |
| Owner Occupied HU | 3,930 (45.5%) |
| Renter Occupied HU | 3,867 (44.7%) |
| Vacant Housing Units | 848 ( 9.8%) |
| Median Home Value | $115,175 |
| Average Home Value | $160,632 |
Housing Distribution
Address Breakdown
Residential
8,191
Single Family
7,301
Multi-Family
890
Businesses
397
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amanda Hester • Homestead Real Estate
Mls Name: Western River Valley BOR
Mls ID: #1085831