10114 W Royal Oak RdSun CityAZ85351
INVESTMENT ANALYSIS
Investment Verdict
Solid Income10114 W Royal Oak Rd, Sun City, AZ, 85351 in Sun City is a solid income-producing rental, 8.78% gross yield, $2,100/mo rent, $404/mo net cash flow on a $287,000 buy. DSCR 1.63 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $79,293 and $2,643/yr in principal reduction project a total cumulative return of $134,467.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 8.0% |
| Monthly Cash Flow | $404 | $300 |
City averages based on Sun City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,100 |
| Total Monthly Debt Service | $1,582 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1970
3,751 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85351, Sun City, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,495 (100%) |
| Owner Occupied HU | 16,371 (76.2%) |
| Renter Occupied HU | 2,490 (11.6%) |
| Vacant Housing Units | 2,634 (12.3%) |
| Median Home Value | $298,874 |
| Average Home Value | $386,221 |
Housing Distribution
Address Breakdown
Residential
20,642
Single Family
19,769
Multi-Family
873
Businesses
562
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1970
3,751 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85351, Sun City, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,495 (100%) |
| Owner Occupied HU | 16,371 (76.2%) |
| Renter Occupied HU | 2,490 (11.6%) |
| Vacant Housing Units | 2,634 (12.3%) |
| Median Home Value | $298,874 |
| Average Home Value | $386,221 |
Housing Distribution
Address Breakdown
Residential
20,642
Single Family
19,769
Multi-Family
873
Businesses
562
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices