10111 Davis AveWoodstockMD21163
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 10111 Davis Ave, Woodstock, MD, 21163 in Woodstock is narrow, $186/mo net on $4,477/mo rent after the $3,102/mo debt service, but the property operates at break-even-plus, not a loss. At $689,900 with a 7.79% yield, the long-run equity case via 5% appreciation ($190,607 over five years) and $6,354/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.44 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $273,681.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.1% |
| Monthly Cash Flow | $186 | $400 |
City averages based on Woodstock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,477 |
| Total Monthly Debt Service | $4,016 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1876
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21163, Woodstock, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,848 (100%) |
| Owner Occupied HU | 2,451 (86.1%) |
| Renter Occupied HU | 308 (10.8%) |
| Vacant Housing Units | 89 ( 3.1%) |
| Median Home Value | $673,427 |
| Average Home Value | $709,961 |
Housing Distribution
Address Breakdown
Residential
2,790
Single Family
2,311
Multi-Family
479
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1876
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21163, Woodstock, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,848 (100%) |
| Owner Occupied HU | 2,451 (86.1%) |
| Renter Occupied HU | 308 (10.8%) |
| Vacant Housing Units | 89 ( 3.1%) |
| Median Home Value | $673,427 |
| Average Home Value | $709,961 |
Housing Distribution
Address Breakdown
Residential
2,790
Single Family
2,311
Multi-Family
479
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices