10110 Oak StWestminsterCO80021
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 10110 Oak St, Westminster, CO, 80021 in Westminster worth modelling. At $649,900 with a 7.02% gross yield, the $3,803/mo rent leaves $15/mo after the $2,922/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.30 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $179,555 by year five; $5,986/yr in principal reduction adds further equity. Total projected return: $246,446.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 5.8% |
| Monthly Cash Flow | $15 | $1,850 |
City averages based on Westminster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,803 |
| Total Monthly Debt Service | $3,529 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80021, Broomfield, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,851 (100%) |
| Owner Occupied HU | 8,017 (42.5%) |
| Renter Occupied HU | 9,336 (49.5%) |
| Vacant Housing Units | 1,498 ( 7.9%) |
| Median Home Value | $616,812 |
| Average Home Value | $654,899 |
Housing Distribution
Address Breakdown
Residential
17,529
Single Family
9,564
Multi-Family
7,965
Businesses
1,321
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80021, Broomfield, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,851 (100%) |
| Owner Occupied HU | 8,017 (42.5%) |
| Renter Occupied HU | 9,336 (49.5%) |
| Vacant Housing Units | 1,498 ( 7.9%) |
| Median Home Value | $616,812 |
| Average Home Value | $654,899 |
Housing Distribution
Address Breakdown
Residential
17,529
Single Family
9,564
Multi-Family
7,965
Businesses
1,321
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices