1011 Hill StBelle VernonPA15012
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 1011 Hill St, Belle Vernon, PA, 15012 in Belle Vernon is listed at $149,900 and delivers $1,397/mo in rent and $415/mo in net monthly cash flow. The 11.18% yield and 2.07 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $41,415 over five years, and $1,381/yr in principal reduction supplements cash return. Total projected cumulative return: $83,807.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.2% |
| Monthly Cash Flow | $415 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,397 |
| Total Monthly Debt Service | $923 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
8,001 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15012, Belle Vernon, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,524 (100%) |
| Owner Occupied HU | 5,239 (69.6%) |
| Renter Occupied HU | 1,612 (21.4%) |
| Vacant Housing Units | 673 ( 8.9%) |
| Median Home Value | $230,954 |
| Average Home Value | $270,190 |
Housing Distribution
Address Breakdown
Residential
7,196
Single Family
7,017
Multi-Family
179
Businesses
656
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
8,001 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15012, Belle Vernon, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,524 (100%) |
| Owner Occupied HU | 5,239 (69.6%) |
| Renter Occupied HU | 1,612 (21.4%) |
| Vacant Housing Units | 673 ( 8.9%) |
| Median Home Value | $230,954 |
| Average Home Value | $270,190 |
Housing Distribution
Address Breakdown
Residential
7,196
Single Family
7,017
Multi-Family
179
Businesses
656
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rhonda Gorham • HOWARD HANNA MID MON VALLEY OFFICE
Mls Name: WPMLS
Mls ID: #1731439