1010 Race St APT 7KPhiladelphiaPA19107
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 1010 Race St APT 7K, Philadelphia, PA, 19107 in Philadelphia is straightforward: $176,000 in, $1,901/mo in rent, $234/mo out after debt service. The 12.96% gross yield and 2.40 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $48,626 by year five. With $1,621/yr in principal equity, the total cumulative return is projected at $84,362.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 5.8% |
| Monthly Cash Flow | $234 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,901 |
| Total Monthly Debt Service | $1,597 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1910
N/A lot
$N/A/sqft
$514 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19107, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,060 (100%) |
| Owner Occupied HU | 1,628 (13.5%) |
| Renter Occupied HU | 8,584 (71.2%) |
| Vacant Housing Units | 1,848 (15.3%) |
| Median Home Value | $556,796 |
| Average Home Value | $648,338 |
Housing Distribution
Address Breakdown
Residential
10,846
Single Family
1,500
Multi-Family
9,346
Businesses
2,322
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1910
N/A lot
$N/A/sqft
$514 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19107, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,060 (100%) |
| Owner Occupied HU | 1,628 (13.5%) |
| Renter Occupied HU | 8,584 (71.2%) |
| Vacant Housing Units | 1,848 (15.3%) |
| Median Home Value | $556,796 |
| Average Home Value | $648,338 |
Housing Distribution
Address Breakdown
Residential
10,846
Single Family
1,500
Multi-Family
9,346
Businesses
2,322
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A