1010 Oak StJacksonAL36545
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 1010 Oak St, Jackson, AL, 36545 in Jackson is straightforward: $189,000 in, $1,466/mo in rent, $400/mo out after debt service. The 9.31% gross yield and 1.72 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $52,217 by year five. With $1,741/yr in principal equity, the total cumulative return is projected at $96,923.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.5% |
| Monthly Cash Flow | $400 | $250 |
City averages based on Jackson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,466 |
| Total Monthly Debt Service | $992 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36545, Jackson, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,263 (100%) |
| Owner Occupied HU | 2,707 (63.5%) |
| Renter Occupied HU | 903 (21.2%) |
| Vacant Housing Units | 653 (15.3%) |
| Median Home Value | $208,034 |
| Average Home Value | $240,368 |
Housing Distribution
Address Breakdown
Residential
3,773
Single Family
3,600
Multi-Family
173
Businesses
391
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36545, Jackson, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,263 (100%) |
| Owner Occupied HU | 2,707 (63.5%) |
| Renter Occupied HU | 903 (21.2%) |
| Vacant Housing Units | 653 (15.3%) |
| Median Home Value | $208,034 |
| Average Home Value | $240,368 |
Housing Distribution
Address Breakdown
Residential
3,773
Single Family
3,600
Multi-Family
173
Businesses
391
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices