1010 5th St NSaint JamesMN56081








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint James at 1010 5th St N, Saint James, MN, 56081 earns $815/mo cash flow from $3,113/mo rent with a $1,801/mo payment. Total monthly income totals $3,113/mo, and annual cash flow totals $9,782/yr on $121,992 capital. ROI tracks 27.93% on current figures, and rental yield reads 10.15% at a $368,000 purchase. Equity gained on principal adds $2,375/yr, and 5% annual appreciation supports $101,672 over five years. Five-year ROI reaches 145.94% and total cumulative return in cash sums $178,033. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,113/mo property income instead of your personal income.
Single Family
Built in 2004
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56081, Saint James, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,704 (100%) |
| Owner Occupied HU | 1,805 (66.8%) |
| Renter Occupied HU | 671 (24.8%) |
| Vacant Housing Units | 228 ( 8.4%) |
| Median Home Value | $173,364 |
| Average Home Value | $216,896 |
Housing Distribution
Address Breakdown
Residential
2,449
Single Family
2,143
Multi-Family
306
Businesses
176
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Listed by: Tom Mayberry • Mayberry Realty
Mls Name: RASM
Mls ID: #7037684







