101 West St, Louisa, VA, 23093 | $232/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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101 West St, Louisa, VA, 23093 | $232/mo Cash Flow | Ziffy

For Sale

Fix & Flip

Motivated Seller

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Louisa at 101 West St, Louisa, VA, 23093 offers a 8.03% rental yield on a $325,000 purchase with $2,175/mo rent. Total monthly income registers $2,175/mo, and a $1,591/mo payment leaves $232/mo available for distribution. Annual cash flow reaches $2,783/yr on $107,738 to close, and return on cash invested stands at 22.49% in year one. Equity gained on principal adds $2,097/yr while 5% annual appreciation supports $89,792 over five years. Portfolio math shows five-year ROI at 116.41% and total cumulative return in cash at $125,413. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,175/mo property income against a $1,591/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1883

0.60 Acres lot

$N/A/sqft

No HOA

More details about the property

Historic Victorian nestled within the gentle embrace of the town of Louisa which boasts a tapestry of architectural gems, each echoing whispers of bygone eras. Its stately presence is a monument to the towns rich past and enduring spirit. Built in 1883 featuring 4 bedrooms, 2.5 baths within an impressive 3,346 sqft on a .60 acre corner lot, and waiting for its return to perfection! The timeless staircase with original hand crafted newel post, grand foyer, multiple fireplaces, 10ft ceilings, exposed brick, and corner porch are all staples of its era. The current owner has a majority of the renovation completed with all new plumbing, electrical work, drywall, central HVAC, windows, and the reconfiguring of the spaces to make the most out of the spacious floorplan. Impressive size primary suite with a tray ceiling, attached ensuite, and modern walk in closet. Washer and dryer hookups installed on both the first and second level. Materials on site to convey include flooring, bathroom fixtures, and original doors and trim. Home is being sold strictly as-is and acceptable offers will be cash only. Come and make this unique opportunity your own and become part of its enduring legacy!

Neighborhood Data

Neighborhood data shown for ZIP Code: 23093, Louisa, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,475 (100%)
Owner Occupied HU	4,481 (69.2%)
Renter Occupied HU	1,320 (20.4%)
Vacant Housing Units	674 (10.4%)
Median Home Value	$293,370
Average Home Value	$342,671