101 W Library StHuntsvilleMO65259
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 101 W Library St, Huntsville, MO, 65259 in Huntsville earns a 9.15% gross yield at $169,900. Rent of $1,296/mo nets $238/mo after the $764/mo mortgage. The 1.70 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $46,940 and $1,565/yr in equity accumulation project a total cumulative return of $79,779.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $238 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,296 |
| Total Monthly Debt Service | $991 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
5,040 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65259, Huntsville, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,342 (100%) |
| Owner Occupied HU | 924 (68.9%) |
| Renter Occupied HU | 233 (17.4%) |
| Vacant Housing Units | 185 (13.8%) |
| Median Home Value | $164,286 |
| Average Home Value | $199,976 |
Housing Distribution
Address Breakdown
Residential
1,149
Single Family
1,149
Multi-Family
0
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
5,040 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65259, Huntsville, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,342 (100%) |
| Owner Occupied HU | 924 (68.9%) |
| Renter Occupied HU | 233 (17.4%) |
| Vacant Housing Units | 185 (13.8%) |
| Median Home Value | $164,286 |
| Average Home Value | $199,976 |
Housing Distribution
Address Breakdown
Residential
1,149
Single Family
1,149
Multi-Family
0
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Cunningham • CENTURY 21 McKeown & Assoc., Inc.
Mls Name: Randolph County BOR
Mls ID: #25-338