101 W Broad StKennardIN47351



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow101 W Broad St, Kennard, IN, 47351 in Kennard is a top-tier cash-flow asset. At $245,000 it produces $2,140/mo in rent and $669/mo in net monthly income, a 10.48% gross rental yield. The DSCR of 1.94 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $8,027. Five-year appreciation adds $67,689, driving a total cumulative return of $135,784.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.0% |
| Monthly Cash Flow | $669 | $150 |
City averages based on Kennard market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,140 |
| Total Monthly Debt Service | $1,373 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
5,488 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47351, Kennard, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 168 (100%) |
| Owner Occupied HU | 129 (76.8%) |
| Renter Occupied HU | 29 (17.3%) |
| Vacant Housing Units | 10 ( 6.0%) |
| Median Home Value | $153,125 |
| Average Home Value | $196,977 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
8



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2009
5,488 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47351, Kennard, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 168 (100%) |
| Owner Occupied HU | 129 (76.8%) |
| Renter Occupied HU | 29 (17.3%) |
| Vacant Housing Units | 10 ( 6.0%) |
| Median Home Value | $153,125 |
| Average Home Value | $196,977 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
8
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Nearby investment properties with comparable prices











