101 SE Koon Lake RdMayoFL32066
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 101 SE Koon Lake Rd, Mayo, FL, 32066 in Mayo is capital appreciation. Rental yield 0%. The 0% gross yield at $752,250 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $207,833 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.18) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $222,779.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 8.5% |
| Monthly Cash Flow | $0 | $350 |
City averages based on Mayo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,999 |
| Total Monthly Debt Service | $4,693 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2003
177 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32066, Mayo, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,572 (100%) |
| Owner Occupied HU | 1,749 (68.0%) |
| Renter Occupied HU | 481 (18.7%) |
| Vacant Housing Units | 342 (13.3%) |
| Median Home Value | $145,560 |
| Average Home Value | $185,099 |
Housing Distribution
Address Breakdown
Residential
1,995
Single Family
1,995
Multi-Family
0
Businesses
169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2003
177 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32066, Mayo, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,572 (100%) |
| Owner Occupied HU | 1,749 (68.0%) |
| Renter Occupied HU | 481 (18.7%) |
| Vacant Housing Units | 342 (13.3%) |
| Median Home Value | $145,560 |
| Average Home Value | $185,099 |
Housing Distribution
Address Breakdown
Residential
1,995
Single Family
1,995
Multi-Family
0
Businesses
169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chelsea Morgan • Focus Real Estate Group, Inc.
Mls Name: NFMLS
Mls Provider:
Mls ID: #125473
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.