101 Sanctuary LnLafayetteLA70503
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 101 Sanctuary Ln, Lafayette, LA, 70503 in Lafayette is capital appreciation. Rental yield 3.06%. The 3.06% gross yield at $475,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $131,234 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.57) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $66,626.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.1% | 5.2% |
| Monthly Cash Flow | $(1,766) | $1,850 |
City averages based on Lafayette market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,213 |
| Total Monthly Debt Service | $2,790 |
| DSCR Ratio | 0.43x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
$110 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
$110 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Laurie C Huff • Compass
Mls Name: RAA
Mls Provider:
Mls ID: #2500000779
Disclaimer: The data relating to real estate for sale on this web site comes in part from the IDX Program of the REALTOR Association of Acadiana MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable, but not guaranteed accurate. Data last updated 2025-07-02 11:45:32 PDT