101 S Washington StDunkertonIA50626
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $180,000, 101 S Washington St, Dunkerton, IA, 50626 in Dunkerton generates $1,217/mo in rent (8.11% yield) but nets only $48/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.50) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $49,731. Total projected return: $71,611.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $48 | $400 |
City averages based on Dunkerton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,217 |
| Total Monthly Debt Service | $1,097 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1895
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50626, Dunkerton, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 702 (100%) |
| Owner Occupied HU | 532 (75.8%) |
| Renter Occupied HU | 124 (17.7%) |
| Vacant Housing Units | 46 ( 6.6%) |
| Median Home Value | $225,625 |
| Average Home Value | $237,876 |
Housing Distribution
Address Breakdown
Residential
537
Single Family
503
Multi-Family
34
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1895
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50626, Dunkerton, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 702 (100%) |
| Owner Occupied HU | 532 (75.8%) |
| Renter Occupied HU | 124 (17.7%) |
| Vacant Housing Units | 46 ( 6.6%) |
| Median Home Value | $225,625 |
| Average Home Value | $237,876 |
Housing Distribution
Address Breakdown
Residential
537
Single Family
503
Multi-Family
34
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices