101 Ruxton StreetUniondaleNY11553
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 101 Ruxton Street, Uniondale, NY, 11553 in Uniondale is a conservative rental investment at $650,000. Rental yield 7.74%. A 1.43 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $179,583; $5,987/yr in principal paydown supplements. Total projected return: $238,151.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $(150) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,190 |
| Total Monthly Debt Service | $4,082 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
4,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11553, Uniondale, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,694 (100%) |
| Owner Occupied HU | 4,478 (66.9%) |
| Renter Occupied HU | 1,946 (29.1%) |
| Vacant Housing Units | 270 ( 4.0%) |
| Median Home Value | $538,090 |
| Average Home Value | $637,589 |
Housing Distribution
Address Breakdown
Residential
6,199
Single Family
5,478
Multi-Family
721
Businesses
565
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
4,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11553, Uniondale, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,694 (100%) |
| Owner Occupied HU | 4,478 (66.9%) |
| Renter Occupied HU | 1,946 (29.1%) |
| Vacant Housing Units | 270 ( 4.0%) |
| Median Home Value | $538,090 |
| Average Home Value | $637,589 |
Housing Distribution
Address Breakdown
Residential
6,199
Single Family
5,478
Multi-Family
721
Businesses
565
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices