101 Railway DrKirkwoodPA17536
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 101 Railway Dr, Kirkwood, PA, 17536 in Kirkwood, $450,000, 7.88% gross yield, $7/mo net income. Consider it a market-entry position, the $2,956/mo rent covers the $2,023/mo payment with a margin, and 5%/yr appreciation is projected to add $124,327 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.46) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $171,840.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $7 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,956 |
| Total Monthly Debt Service | $2,770 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17536, Kirkwood, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 970 (100%) |
| Owner Occupied HU | 738 (76.1%) |
| Renter Occupied HU | 199 (20.5%) |
| Vacant Housing Units | 33 ( 3.4%) |
| Median Home Value | $428,090 |
| Average Home Value | $536,721 |
Housing Distribution
Address Breakdown
Residential
914
Single Family
914
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17536, Kirkwood, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 970 (100%) |
| Owner Occupied HU | 738 (76.1%) |
| Renter Occupied HU | 199 (20.5%) |
| Vacant Housing Units | 33 ( 3.4%) |
| Median Home Value | $428,090 |
| Average Home Value | $536,721 |
Housing Distribution
Address Breakdown
Residential
914
Single Family
914
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ian Hey • RE/MAX SmartHub Realty
Mls Name: Bright MLS
Mls ID: #PALA2073976