101 N Euclid Ave APT 3Oak ParkIL60301
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.01% gross rental yield, 101 N Euclid Ave APT 3, Oak Park, IL, 60301 in Oak Park is priced for capital growth, not immediate cash flow. The $600,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $165,769 by year five, with $5,526/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.93) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $122,708.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 6.5% |
| Monthly Cash Flow | $(2,225) | $1,200 |
City averages based on Oak Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,503 |
| Total Monthly Debt Service | $3,923 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2003
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60301, Oak Park, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,945 (100%) |
| Owner Occupied HU | 612 (20.8%) |
| Renter Occupied HU | 1,905 (64.7%) |
| Vacant Housing Units | 428 (14.5%) |
| Median Home Value | $255,233 |
| Average Home Value | $323,554 |
Housing Distribution
Address Breakdown
Residential
2,196
Single Family
214
Multi-Family
1,982
Businesses
575
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2003
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60301, Oak Park, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,945 (100%) |
| Owner Occupied HU | 612 (20.8%) |
| Renter Occupied HU | 1,905 (64.7%) |
| Vacant Housing Units | 428 (14.5%) |
| Median Home Value | $255,233 |
| Average Home Value | $323,554 |
Housing Distribution
Address Breakdown
Residential
2,196
Single Family
214
Multi-Family
1,982
Businesses
575
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices