101 Monticello Cir, Locust Grove, VA, 22508 | $441/mo Cash Flow

Save Search

Filters Applied

EditEdit Filters

Filters Applied:

Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

EditEdit Filters

101 Monticello Cir, Locust Grove, VA, 22508 | $441/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

3 Bed
2 Bath
2090 sft

6169 Vance Ln, Culpeper, VA, 22701

2 Bed
3 Bath
1568 sft

857 Tall Pines Dr, Mineral, VA, 23117

3 Bed
2 Bath
1770 sft

11316 Fairmont St, Orange, VA, 22960

4 Bed
3 Bath
1986 sft

618 Clover Ln, Orange, VA, 22960

Nearby investment properties with comparable prices

3 Bed
2 Bath
1342 sft

55 Cedar Cir, Mineral, VA, 23117

3 Bed
2 Bath
1944 sft

15181 Serenity Pass Ln, Orange, VA, 22960

2 Bed
2 Bath
1200 sft

29274 Old Office Rd, Rhoadesville, VA, 22542

3 Bed
2 Bath
1400 sft

106 Mitchell Point Rd, Mineral, VA, 23117

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Investment property for sale in Locust Grove at 101 Monticello Cir, Locust Grove, VA, 22508 with 5% annual appreciation on a $389,900 basis while $2,771/mo rent supports operations. Total monthly income totals $2,771/mo and a $1,908/mo payment preserves $441/mo for cash returns. Annual cash flow comes to $5,287/yr on $129,252 deployed, and return on cash invested reaches 24% in year one. Equity gained on principal adds $2,516/yr, and five-year appreciation sums $107,722 alongside rental yield of 8.53%. Five-year ROI measures 124.5% and total cumulative return in cash totals $160,921.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,771/mo property income versus a $1,908/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1999

N/A lot

$N/A/sqft

No HOA

More details about the property

OPEN HOUSE 12 am - 2 pm on October 12, 2025. ***Welcome to this charming remodeled rambler, featuring a front covered porch. It offers three bedrooms, two bathrooms, and a specious two car garage. Nestled on a private corner lot in the desirable gated community of Lake of the Woods, this home boasts a cozy living area with a gas fireplace which connects to a screened porch & the deck and includes a separate BBQ deck, creating a warm and inviting space for gatherings. The kitchen features a designated table space and breakfast area, along with a formal dining room that is perfect for entertaining. The primary bedroom is conveniently located on the main level and includes a walk-in closet. There is a detached shed for storage in a backyard. Set on a 0.34-acre lot right across the street from the lake, this home provides ample outdoor space for relaxation and play. The community is known for its friendly atmosphere, where neighbors quickly become friends. Residents can enjoy a sunset and meal from the clubhouse deck and meet friends for a drink at the clubhouse lounge. There is a community pool, ideal for warm summer days, and they have access to nearby lakes, beach, swimming pool, golf course, tennis & pickleballl, horseback riding, parks with trails, picnic areas, and playgrounds for outdoor fun. The neighborhood is well-served by public services, making daily life easy and stress-free. This beautifully remodeled ranch-style design offers a single-level living experience that is practical and comfortable. Don't miss the opportunity to make this lovely home yours!

Neighborhood Data

Neighborhood data shown for ZIP Code: 22508, Locust Grove, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,142 (100%)
Owner Occupied HU	5,888 (82.4%)
Renter Occupied HU	610 ( 8.5%)
Vacant Housing Units	644 ( 9.0%)
Median Home Value	$386,789
Average Home Value	$456,107