101 Matthew St, Bertram, TX, 78605 | 6.49% Rental Yield

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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101 Matthew St, Bertram, TX, 78605 | 6.49% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Bertram at 101 Matthew St, Bertram, TX, 78605 offers a 6.49% rental yield on a $443,735 purchase with $2,400/mo rent. 74% in year one. Equity gained on principal adds $2,863/yr while 5% annual appreciation supports $122,596 over five years. Portfolio math shows five-year ROI at 71.01% and total cumulative return in cash at $104,455. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,400/mo property income against a $2,172/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Every square foot is maximized with our Concho plan - the ideal home for the growing family. This 4-bedroom home offers space, flexibility and comfort. Entering your new home, you are met with a foyer leading to your secluded study room. If you are looking for a little more living space, opt to transform the study room into your fifth bedroom! Travel further down the hall and you will discover the entry to your walk-in utility room, the convenient downstairs powder room, as well as the entry to your two-car garage. Need a little more room for your tools or holiday decorations? Decide to tack on an extra half-car garage. Past the utility room, and you are led to the heart of the home - the open-concept, two-story family room adjoined by the oversized kitchen and breakfast area. The kitchen accommodates sleek granite countertops, flat-panel birch cabinets (with the option to add more), as well as a kitchen island! One of the most exclusive options this floor plan offers is the ability to add in an extended covered patio off the kitchen area. Talk about the perfect outdoor sanctuary! Finally, the first floor holds your private master suite with an elegant master bathroom. The master bathroom holds cultured marble countertops with the option of dual vanities, a shower/bathtub enclosure, and an expansive walk-in closet! If you are interested in taking the bathroom space to the next level you have the option to turn your bathtub into a super shower, or opt for a luxury tub with...

Neighborhood Data

Neighborhood data shown for ZIP Code: 78605, Bertram, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,638 (100%)
Owner Occupied HU	2,016 (76.4%)
Renter Occupied HU	376 (14.3%)
Vacant Housing Units	246 ( 9.3%)
Median Home Value	$376,800
Average Home Value	$474,711