101 E South 7 ThGrangevilleID83530
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow101 E South 7 Th, Grangeville, ID, 83530 in Grangeville earns its strong cash-flow label: 10.38% yield, $1,998/mo rent, $669/mo net income, DSCR 1.92. The $231,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $63,821 by year five. Combined with $2,128/yr in principal paydown, total projected return reaches $130,202.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.0% |
| Monthly Cash Flow | $669 | $200 |
City averages based on Grangeville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,998 |
| Total Monthly Debt Service | $1,237 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83530, Grangeville, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,791 (100%) |
| Owner Occupied HU | 1,857 (66.5%) |
| Renter Occupied HU | 630 (22.6%) |
| Vacant Housing Units | 304 (10.9%) |
| Median Home Value | $324,375 |
| Average Home Value | $386,570 |
Housing Distribution
Address Breakdown
Residential
2,411
Single Family
2,246
Multi-Family
165
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83530, Grangeville, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,791 (100%) |
| Owner Occupied HU | 1,857 (66.5%) |
| Renter Occupied HU | 630 (22.6%) |
| Vacant Housing Units | 304 (10.9%) |
| Median Home Value | $324,375 |
| Average Home Value | $386,570 |
Housing Distribution
Address Breakdown
Residential
2,411
Single Family
2,246
Multi-Family
165
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brian Wilson • Windermere Lewiston
Mls Name: IMLS
Mls ID: #98974128