101 1st St SMarsingID83639
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 101 1st St S, Marsing, ID, 83639 in Marsing is straightforward: $399,000 in, $3,187/mo in rent, $892/mo out after debt service. The 9.59% gross yield and 1.78 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $110,236 by year five. With $3,675/yr in principal equity, the total cumulative return is projected at $207,941.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.0% |
| Monthly Cash Flow | $892 | $1,000 |
City averages based on Marsing market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,187 |
| Total Monthly Debt Service | $2,137 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1938
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83639, Marsing, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,268 (100%) |
| Owner Occupied HU | 924 (72.9%) |
| Renter Occupied HU | 249 (19.6%) |
| Vacant Housing Units | 95 ( 7.5%) |
| Median Home Value | $461,600 |
| Average Home Value | $521,575 |
Housing Distribution
Address Breakdown
Residential
1,043
Single Family
1,043
Multi-Family
0
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1938
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83639, Marsing, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,268 (100%) |
| Owner Occupied HU | 924 (72.9%) |
| Renter Occupied HU | 249 (19.6%) |
| Vacant Housing Units | 95 ( 7.5%) |
| Median Home Value | $461,600 |
| Average Home Value | $521,575 |
Housing Distribution
Address Breakdown
Residential
1,043
Single Family
1,043
Multi-Family
0
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices