10093 N Liverpool LoopHaydenID83835
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 10093 N Liverpool Loop, Hayden, ID, 83835 in Hayden: $2,790/mo in rent, $469/mo in net income, 8.3% gross yield, 1.54 DSCR, all at $403,496. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $111,479 in appreciation and $3,716/yr in principal paydown projects total cumulative return of $182,442.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.0% |
| Monthly Cash Flow | $469 | $250 |
City averages based on Hayden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,790 |
| Total Monthly Debt Service | $2,161 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83835, Hayden, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,959 (100%) |
| Owner Occupied HU | 8,303 (75.8%) |
| Renter Occupied HU | 1,761 (16.1%) |
| Vacant Housing Units | 895 ( 8.2%) |
| Median Home Value | $634,951 |
| Average Home Value | $703,881 |
Housing Distribution
Address Breakdown
Residential
10,052
Single Family
9,835
Multi-Family
217
Businesses
1,383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83835, Hayden, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,959 (100%) |
| Owner Occupied HU | 8,303 (75.8%) |
| Renter Occupied HU | 1,761 (16.1%) |
| Vacant Housing Units | 895 ( 8.2%) |
| Median Home Value | $634,951 |
| Average Home Value | $703,881 |
Housing Distribution
Address Breakdown
Residential
10,052
Single Family
9,835
Multi-Family
217
Businesses
1,383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Paul Green • Coldwell Banker Schneidmiller Realty
Mls Name: Coeur d'Alene MLS
Mls Provider:
Mls ID: #25-1208
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.