1009 E Packer StShamokinPA17872
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 1009 E Packer St, Shamokin, PA, 17872 in Shamokin earns a 9.65% gross yield at $155,000. Rent of $1,247/mo nets $231/mo after the $697/mo mortgage. The 1.79 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $42,824 and $1,428/yr in equity accumulation project a total cumulative return of $73,914.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.2% |
| Monthly Cash Flow | $231 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,247 |
| Total Monthly Debt Service | $954 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17872, Shamokin, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,131 (100%) |
| Owner Occupied HU | 2,516 (49.0%) |
| Renter Occupied HU | 1,459 (28.4%) |
| Vacant Housing Units | 1,156 (22.5%) |
| Median Home Value | $106,289 |
| Average Home Value | $173,807 |
Housing Distribution
Address Breakdown
Residential
4,217
Single Family
3,881
Multi-Family
336
Businesses
313
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17872, Shamokin, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,131 (100%) |
| Owner Occupied HU | 2,516 (49.0%) |
| Renter Occupied HU | 1,459 (28.4%) |
| Vacant Housing Units | 1,156 (22.5%) |
| Median Home Value | $106,289 |
| Average Home Value | $173,807 |
Housing Distribution
Address Breakdown
Residential
4,217
Single Family
3,881
Multi-Family
336
Businesses
313
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: MELINDA MARGARET DEPPEN • EXP Realty, LLC
Mls Name: CSVBOR
Mls ID: #20-100837