1009 Dante CirRosevilleCA95678

INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 1009 Dante Cir, Roseville, CA, 95678 in Roseville achieves 1.58, rent of $2,623/mo covers the $1,664/mo payment 1.5x over at $370,000. Rental yield 8.51%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $102,224 over five years, with $3,408/yr in principal reduction bringing total projected return to $140,110.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.5% |
| Monthly Cash Flow | $(27) | $400 |
City averages based on Roseville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,623 |
| Total Monthly Debt Service | $2,503 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2005
387.68 sqft lot
$N/A/sqft
$310 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95678, Roseville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,474 (100%) |
| Owner Occupied HU | 9,447 (51.1%) |
| Renter Occupied HU | 8,264 (44.7%) |
| Vacant Housing Units | 763 ( 4.1%) |
| Median Home Value | $596,322 |
| Average Home Value | $652,176 |
Housing Distribution
Address Breakdown
Residential
17,419
Single Family
13,738
Multi-Family
3,681
Businesses
2,784



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Condo
Built in 2005
387.68 sqft lot
$N/A/sqft
$310 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95678, Roseville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,474 (100%) |
| Owner Occupied HU | 9,447 (51.1%) |
| Renter Occupied HU | 8,264 (44.7%) |
| Vacant Housing Units | 763 ( 4.1%) |
| Median Home Value | $596,322 |
| Average Home Value | $652,176 |
Housing Distribution
Address Breakdown
Residential
17,419
Single Family
13,738
Multi-Family
3,681
Businesses
2,784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Steve Torok • Wildwood Properties
Mls Name: MetroList Services of CA
Mls ID: #225073167








