10089 Aspenleigh CtNewburgMD20664
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 10089 Aspenleigh Ct, Newburg, MD, 20664 in Newburg deserves attention. This $651,950 property earns $5,588/mo in rent, a 10.29% gross yield, and nets $1,484/mo after the $2,932/mo payment. DSCR 1.91 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $180,122 compounds alongside $6,005/yr in yearly equity build, for a total cumulative return of $342,975.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 7.9% |
| Monthly Cash Flow | $1,484 | $550 |
City averages based on Newburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,588 |
| Total Monthly Debt Service | $3,845 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
1.16 Acres lot
$N/A/sqft
$600 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20664, Newburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,416 (100%) |
| Owner Occupied HU | 965 (68.1%) |
| Renter Occupied HU | 222 (15.7%) |
| Vacant Housing Units | 229 (16.2%) |
| Median Home Value | $576,791 |
| Average Home Value | $628,534 |
Housing Distribution
Address Breakdown
Residential
1,204
Single Family
1,204
Multi-Family
0
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
1.16 Acres lot
$N/A/sqft
$600 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20664, Newburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,416 (100%) |
| Owner Occupied HU | 965 (68.1%) |
| Renter Occupied HU | 222 (15.7%) |
| Vacant Housing Units | 229 (16.2%) |
| Median Home Value | $576,791 |
| Average Home Value | $628,534 |
Housing Distribution
Address Breakdown
Residential
1,204
Single Family
1,204
Multi-Family
0
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices