1008 Bluebell CirDiscovery BayCA94505
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 1008 Bluebell Cir, Discovery Bay, CA, 94505 in Discovery Bay at $910,955. Rental yield 6.29%. The 6.29% yield and 1.17 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $251,680 by year five, and $8,390/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $278,074.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 7.0% |
| Monthly Cash Flow | $(1,060) | $1,200 |
City averages based on Discovery Bay market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,772 |
| Total Monthly Debt Service | $5,470 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
6,368 sqft lot
$N/A/sqft
$197 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
6,368 sqft lot
$N/A/sqft
$197 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Catmy Bui • Providential Investments
Mls Name: Bay East AOR
Mls Provider:
Mls ID: #41111384
Disclaimer: Bay East 2026, CCAR 2026, bridgeMLS 2026. Information Deemed Reliable but not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used or any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at 2026-02-17 22:26:21 PST.