1007 Ruppert RdSilver SpringMD20903
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1007 Ruppert Rd, Silver Spring, MD, 20903 in Silver Spring speaks for itself: 10.85% gross on a $584,918 price, generating $5,288/mo in rent and $1,651/mo in net income after the $2,630/mo debt service. DSCR 2.01, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $19,806 stacks alongside $161,602 in projected five-year appreciation and $5,387/yr in principal reduction. Projected total cumulative return: $328,056.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 5.2% |
| Monthly Cash Flow | $1,651 | $1,250 |
City averages based on Silver Spring market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,288 |
| Total Monthly Debt Service | $3,405 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
10,455 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20903, Silver Spring, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,705 (100%) |
| Owner Occupied HU | 2,684 (40.0%) |
| Renter Occupied HU | 3,646 (54.4%) |
| Vacant Housing Units | 375 ( 5.6%) |
| Median Home Value | $549,505 |
| Average Home Value | $569,854 |
Housing Distribution
Address Breakdown
Residential
6,995
Single Family
3,575
Multi-Family
3,420
Businesses
227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
10,455 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20903, Silver Spring, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,705 (100%) |
| Owner Occupied HU | 2,684 (40.0%) |
| Renter Occupied HU | 3,646 (54.4%) |
| Vacant Housing Units | 375 ( 5.6%) |
| Median Home Value | $549,505 |
| Average Home Value | $569,854 |
Housing Distribution
Address Breakdown
Residential
6,995
Single Family
3,575
Multi-Family
3,420
Businesses
227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls Provider:
Mls ID: #MDMC2250862